The Guardian Pension Consultants (GPC SIPP) entered administration in June 2019, due to problems with the investments in SIPP pension portfolios. It was then bought by Hartley Pensions Limited in August 2019.

Hartley’s had been on a spending spree and picked up one defunct SIPP provider after another. It seems that the cost of running these failed providers has been too costly, leading Hartley’s to now enter administration themselves.

Lost Money


Are you aware that you may be able to recover unfair SIPP fees and charges from Hartley’s since the takeover?

Are you aware that you may still be able to obtain compensation if your initial IFA complaint was rejected, for time barring or other reasons, even by the Financial Ombudsman Services?

You should also explore your options if you have invested into funds which can’t be readily sold or there is no second market.

Some of the investments we have seen in the portfolios are:

If your investments are not on the list it doesn’t mean you shouldn’t seek advice.

The majority of SIPP providers value the investment at purchase price, if a true value can’t be obtained. You may only find out if your pension is performing when it comes to retirement.

Don’t leave it too late!

Review Your Transactions

If you had dealings with any of those firms you should review all the transactions which were made and get in touch with us if you have any concerns about the advice you received or the way your investments are performing.

You may have suffered losses, even if your annual statements show that your money is safe.

Clients usually contact us when they are close to retirement and are suddenly being told that they can’t access their pension funds – as the investments can’t be sold or have gone into liquidation.

Your annual pension forecast will show growth, when the provider should state that the forecast is not based on fund performance.

Call Us Now For A No-Obligation Chat

We offer a free assessment of your situation to find out if you may be owed money redress. We will inform you of other options available to you. Don’t delay because there are time limits to claim your compensation. The best time to act is now!

Contact us for an informal discussion to explore your options. You’ll also get a better understanding of how we work before deciding on your best course of action.

Pension Claims Experts

ACL Consultancy Ltd have been in operation as a claims management company (CMC) for 10 years and have offered the lowest flat fee service in the industry since 2017. We welcome the new Financial Conduct Authority regulation to put a cap on CMC fees which came into effect this month.

We are able to work for a reasonable fee because we don’t buy your data from the companies involved in your claim. We pass these cost savings on to you. Our success is your gain.

Our team possess a deep knowledge of pension and investment compensation, including overseas property investment, and welcome your call to find what solutions are available to you. So, you’ve nothing to lose and everything to gain by calling us today.